Personal insurance advice
to protect what matters most
Personal insurance advice to protect what matters most
Tailored insurance financial advice for your peace of mind
Have you ever thought about what would happen if things didn’t go as planned? We don’t like to think about life’s unexpected moments, but they can happen. An illness, injury, or accident can strike when you least expect it. Are you and your loved ones protected if life throws a curveball?
For many people, there’s a worry about how they’d cope financially if they couldn’t work, faced high medical bills, or even worse. Personal insurance can offer the peace of mind you’re looking for, knowing that you’ve got a safety net in place should something go wrong.
The good news? Personal insurance doesn’t have to be complicated. Whether you’re looking for life insurance, income protection, or total and permanent disability (TPD) coverage, there’s a solution that fits your specific needs.
By understanding your individual circumstances, I can help you choose the right coverage to ensure your family’s financial future is secure, no matter what comes your way.
Let’s find the right personal insurance for you
Hi I’m Jacki. I help individuals and families navigate the often confusing world of personal insurance, ensuring they get the right protection without overcomplicating things.
There are lots of types of personal insurance, and what’s right for one person may not be right for another. That’s why I offer a personalised approach, taking the time to get to know you, your situation, and your concerns.
Whether you’re concerned about leaving your loved ones financially secure if something happens to you, or you want to protect your income in case illness or injury stops you from working, I’ll guide you step-by-step through the options. We’ll make sure you understand the differences between life insurance, income protection, trauma insurance, and TPD, so you can make an informed choice.
I believe that peace of mind comes from knowing you’re prepared. I’ll help you explore your options and make sure you have the coverage you need, so you can get on with living life without the constant worry of “what if.”
Personal Insurance: your safety net for life’s uncertainties
When life is going well, insurance might not be the first thing on your mind. But when the unexpected happens, having the right insurance can make all the difference. Personal insurance is there to provide financial support when you need it most, giving you the freedom to focus on what really matters—your recovery, your family, and your future.
There are different types of personal insurance, so you can choose what fits your lifestyle and needs:
Life insurance provides a lump sum payment to your loved ones if you pass away, ensuring they’re financially secure.
Income protection insurance replaces a portion of your income if you’re unable to work due to illness or injury.
Trauma insurance gives you a payout if you’re diagnosed with a serious illness like cancer or have a heart attack.
TPD insurance provides a lump sum if you’re permanently unable to work due to disability.
Having the right insurance means you’re not leaving things to chance. We’ll help you create a plan that covers the risks that matter to you, ensuring you’re protected when life doesn’t go as planned.
Jacki helped us to make sure our family is protected if something happens to either of us. Having a back-up plan gives us peace of mind and knowing we can contact Jacki to make changes or help us with a claim is great. It was very overwhelming and lots of information to absorb but Jacki helped us digest everything and answered all our questions.
Jake and Beth – Aged 35 and 33
Personal insurance advice in action
Peter and Maddie
Peter and Maddie are in their mid thirties, and work full time earning around $100,000 each and rely on both incomes to pay their mortgage and living expenses. They wanted to make sure they are protected if anything happens to either of them and structure the cover in a cost effective way,without too much impact on their personal cash flow.
We met and discussed their goals and current financial position and I conducted an insurance needs analysis to determine how much cover they should have if either were to pass away, become totally disabled or unable to work due to an accident or illness. I also reviewed their current super funds. As part of my research I considered a number of superannuation funds and insurance providers for my recommended strategy.
I provided recommendations with a reputable provider for comprehensive life, total and permanent disability, critical illness and income protection with some of the cover funded from their super funds to achieve their cashflow goal. I assisted them with their applications and followed through until complete, and most importantly they know that if they need to make a claim in future, they can contact me as the first step in the process, and I will assist them until finalised.